How to Add a Bank Account in the Cash App Mobile Payment Service

Key Takeaways:

  • Adding a bank account to Cash App is a simple process that can be completed in just a few steps.
  • Linking your bank account to Cash App allows you to easily transfer funds between the two accounts.
  • Cash App uses advanced security measures to protect your financial information and transactions.

As a frequent user of mobile payment services, I have found Cash App to be one of the most user-friendly and convenient options available. One of the key features that makes Cash App so useful is the ability to link your bank account directly to the app, allowing for seamless transfers between the two accounts.

If you’re new to Cash App or haven’t yet linked your bank account, don’t worry – the process is straightforward and can be completed in just a few simple steps. In this article, I’ll walk you through the process of adding a bank account to your Cash App profile, as well as some important considerations to keep in mind along the way.

Step 1: Open the Cash App and Navigate to the Banking Tab

To get started, open the Cash App on your mobile device and log in to your account if prompted. Once you’re on the home screen, tap the “Banking” tab located at the bottom-left corner of the screen. This will bring up a menu of options related to your Cash App balance and linked accounts.

Step 2: Select “Add a Bank”

From the Banking menu, select the “Add a Bank” option. This will initiate the process of linking a new bank account to your Cash App profile. If you have previously linked a bank account, it will appear in this menu along with the option to add a new one.

Step 3: Choose Your Bank

Next, you’ll be prompted to select your bank from a list of popular financial institutions. Cash App supports a wide range of banks, so chances are good that yours will be included in the list. If you don’t see your bank listed, you can search for it by name using the search bar at the top of the screen.

Step 4: Enter Your Bank Login Credentials

Once you’ve selected your bank, you’ll be asked to enter your online banking login credentials. This typically includes your username and password, although some banks may require additional information such as a security question or two-factor authentication code.

It’s important to note that Cash App uses advanced security measures to protect your financial information, including encryption and secure servers. However, if you’re uncomfortable entering your login credentials directly into the app, you can choose to manually link your account instead (more on this in Step 6).

Step 5: Verify Your Identity

After entering your login credentials, Cash App will attempt to verify your identity by matching the information associated with your bank account to the information in your Cash App profile. This may include your name, address, and date of birth.

If the verification process is successful, your bank account will be linked to your Cash App account and you’ll be ready to start transferring funds. If there are any issues with the verification process, you may be asked to provide additional information or documentation to confirm your identity.

Step 6: Manually Link Your Account (Optional)

If you prefer not to enter your bank login credentials directly into Cash App, you can choose to manually link your account instead. To do this, select the “Manual Linking” option from the Add a Bank menu.

You’ll then be asked to provide your bank account and routing numbers, which can typically be found on a check or in your online banking portal. Once you’ve entered this information, Cash App will make two small deposits (usually less than $1) into your bank account within 1-2 business days.

To complete the manual linking process, you’ll need to verify the amounts of these deposits in your Cash App account. This confirms that you are the owner of the bank account and helps to prevent fraudulent activity.

Step 7: Start Using Your Linked Account

Once your bank account is successfully linked to your Cash App profile, you can start using it to transfer funds to and from your Cash App balance. To do this, simply navigate to the Banking tab and select your linked account from the list of options.

From there, you can choose to deposit funds from your bank account into your Cash App balance, or withdraw funds from your Cash App balance into your bank account. Transfers typically take 1-3 business days to complete, although you may be able to access your funds instantly for a small fee.

Important Considerations

While linking your bank account to Cash App is a convenient way to manage your money, there are a few important things to keep in mind:

  • Make sure you trust the device and network you’re using to link your account, as entering your login credentials on an unsecured network or device could put your financial information at risk.
  • Double-check that you’ve entered your account information correctly before submitting it, as incorrect information could cause delays or issues with your transfers.
  • Be aware of any fees associated with instant transfers or other Cash App features, as these can add up over time.


Adding a bank account to your Cash App profile is a simple process that can make managing your money more convenient than ever. By following the steps outlined in this article and keeping important considerations in mind, you can start using Cash App to its fullest potential in no time.

Whether you’re looking to send money to friends and family, pay bills online, or simply keep better track of your spending, Cash App makes it easy to do it all from the palm of your hand. So why wait? Download Cash App today and start exploring all the features this powerful mobile payment service has to offer!