Cash App is a popular mobile payment service that allows users to easily send, receive, and request money from others. It also offers additional features like investing, Bitcoin transactions, direct deposit, and a Cash Card debit card. Adding money to your Cash App wallet gives you access to all these services. Here are the main ways to add money funds into your Cash App wallet:
Table of Contents
Link a Bank Account
The easiest way to add money to your Cash App balance is by linking a bank account.
Steps:
- Open the Cash App and tap the profile icon in the top-right.
- Select “Linked Banks”.
- Tap “+ Link New Bank”.
- Enter your debit card information or log into your bank account.
Once linked, you can instantly transfer money between your bank and Cash App balance. There are no fees for standard transfers.
Instant Deposits
If you need to add money instantly without waiting for bank transfers, use the Instant Deposit feature.
Steps:
- Tap the Money tab at the bottom.
- Press “Add Cash”.
- Enter the amount and select “Instant Deposit”.
A fee between 1.5% to 3% applies based on the amount. The money will be added instantly to your Cash App balance.
Direct Deposits
You can have your paycheck or other income automatically deposited into your Cash App balance.
To set up:
- Tap the Banking tab.
- Select “Direct Deposit”.
- Enter your account and routing number.
- Provide the info to your employer or benefits provider.
Direct deposits take 1-2 days to process with no fees.
Paper Money
Cash App lets you convert paper money into your account balance at participating stores.
Steps:
- Tap the Banking tab.
- Select “Paper Money”.
- Find a store location near you.
- Bring cash and scan the QR code to deposit it.
Up to $500 can be deposited every 30 days with a 5% fee.
Cash Card
The Cash Card is a free debit card that pulls money from your Cash App balance. Use it to spend money you’ve added to your wallet.
To get one:
- Tap the Cash Card tab.
- Order a new free Cash Card.
- When it arrives, activate it in the app.
Use the Cash Card to easily spend the funds in your Cash App wallet just like a bank debit card.
Transferring Money Into Cash App
In addition to adding money directly, you can transfer funds into Cash App from external accounts and wallets.
Apple Pay
- Cash out Apple Pay balance to bank account
- Transfer bank funds to Cash App
External Wallets
- Scan QR code or wallet address to transfer Bitcoin
- Use account details to transfer external funds
With all these options, it’s easy to add money funds into your Cash App wallet. The funds will be available instantly for peer-to-peer payments, Cash Card spending, and all of Cash App’s other financial services.
